1. Credit Risk Management in China's commercial banks in the role played by
From a historical point of view of risk control and the world is the very basis of commercial banks. China's accession to the WTO, domestic commercial banks facing severe challenges, while foreign banks bancassurance their own strength and the impact of domestic banks, the new Basel Accord on risk management requirements and the improvement of the banking industry as a special government regulation The strengthening of efforts, the credit risk management has put forward higher requirements.
Credit management in the domestic commercial banks to play the role of the following: 1, can effectively improve the quality of assets of the banking sector, further improve the existing domestic banks capital adequacy ratio of the low status and safeguard the