试析我国农业信贷的问题

中文字数:4160,中文页数:5  英文字数:2927页数:8

 One reason for the diversification of microfinance agencies into housing is commercial advantage. Another advantage is that the
 longer repayment period associated with housing loans helps to draw the borrowers into a longer-term relationship with the
 lending agency and increases the likelihood that further loans will be retaken. Thus, lending for land and housing has commercial

 小型金融机构提供房贷多样化的一个原因，是商业好处。通过贷款，与借款者建立更为长久的关系，同时增加在贷款的可能性，使得贷款期延长。因此，向土地和住房放贷，对于机构寻求机会扩大来和加强运作来说，有商业好处。
小型金融（机构）意味着为贫穷家庭提供数额非常小的贷款，来帮助他们去参与生产活动，或者扩大他们的小公司。经过一段时间，小型金融已经包括了一系列的服务：信贷、存款、保险等。