After the integration of urban and rural areas in Jiangsu Province, although the supply of agricultural-related funds has increased, it still can not effectively meet the rural financial needs. Through literature search and case analysis, this paper analyses the rural financial system in Jiangsu Province, and finds four major problems in the development of rural finance in Jiangsu Province. Fourthly, rural informal finance is not standardized. Based on the knowledge learned and the various documents consulted, the paper summarizes the suggestions for the reform of rural financial constitution in Jiangsu Province from four aspects: rural policy-oriented financial reform, rural cooperative financial reform, standardizing rural informal financial development and promoting the sustainable development of rural micro-credit, hoping to provide some new ideas and inspiration for the reform of rural financial constitution in Jiangsu Province.
Keywords: rural finance informal finance Reform of Financial System
