In 2005, the United Nations set a new direction for financial development-inclusive finance, which focuses on access to financial products and services for the poor and small enterprises, and the determination of the status of 'microfinance'. There is a big gap between the development of inclusive finance in China and the development of inclusive finance in the world, the most obvious manifestation of which is the development of inclusive finance in rural areas.
The Second Plenary Session of the Eighteenth Central Committee of the CPC calls for the development of inclusive rural finance, that is, the establishment of an effective and comprehensive financial system for all sectors of society. The Fifth Plenary Session of the Eighteenth Central Committee of the Communist Party of China put forward "new goals and requirements for building a well-off society in an all-round way", emphasizing in particular "insisting on common development", "narrowing the gap between the rich and the poor", and developing inclusive rural finance, which marks a new stage of the development of inclusive rural finance in China. It has also become the focus of the next reform of China's financial system.
This paper analyses the current situation, existing problems and solutions of Inclusive Finance in rural areas of China, and probes into how to make Inclusive Finance get out of the predicament and achieve further development, so as to accelerate the construction of rural economy and further promote the development of Inclusive Finance in rural areas of China.
Keywords：Rural China Inclusive finance influence factors
