The emerging block chain technology, with the characteristics of decentralization and encryption, can fundamentally solve the problem of intermediary monopoly, and the block chain is expected to push the financial industry to a higher level of credit. However, as an emerging application technology, blockchain technology is not strict in reviewing transaction data, or even compiling and tampering transaction data by itself. This technology is still in the experimental stage, and it is difficult to be used in actual scenarios quickly due to the limitations of national policies, hardware equipment and technology. Based on blockchain technology and concept, the research in this paper starts with some innovation on possible models of Internet finance from a macro perspective, aiming to explore the relationship between them and how to better solve problems such as regulatory adaptability and risk control of the application of blockchain technology in Internet finance. Based on the analysis of the current situation and existing problems of each company under the three modes of Internet finance, the paper summarizes the innovative scheme of Internet finance management and operation mode based on block chain technology. In this way, China's blockchain technology can operate more efficiently and better integrate blockchain technology and Internet finance can be guaranteed to the greatest extent.
Keywords: blockchain; Internet finance; Innovation; Controllable risks; advice
