As the modern economy's core, banking industry's security and steady is a country economy stability and advancement important safeguard, the banking supervision regarding realizes financial system's security and stable, protects depositor's legitimate rights and interests as well as promotes the bank to compete effectively fairly, raises the banking industry efficiency, the maintenance economy grows stably sustainably has the influential role.
What this article studies is from the legal angle analysis under the financial globalization background, Our country Banking industry supervision organization supervises facing the financial opening and in financial crisis's flood tide to the bank the influence and the function, thus how should the perfect banking supervision, appear the economic globalization in the question takes to China Banking industry's impact on fall as far as possible to lowly, and draws support from this turning point to promote our country Native place Banking industry's international competitiveness vigorously.The article first carries on the analysis to Our country banking supervision's necessity, thus analyzes the main flaw which and the insufficiency profoundly in the present Our country Banking industry management by supervision legal regime exists; Then profits from the developed country through the contrast in the banking industry supervision aspect advanced experience and considered fully our country present special details, proposed carries on the consummation and the innovation basic measure to Our country Banking industry supervision legal framework, and to Our country Banking industry exterior supervision legal regime's consummation, constructs Our country Banking industry and the same business autonomy legal regime, aspects and so on perfect silver industry supervision organization management mechanism proposes the concrete proposal and the conception.
Along with international economy's prosperous development, the financial crisis in recent years is close to numerous appears, various countries from carry on the financial crisis guard emphatically as the financial core's banking ndustry, starts to aggravate to banking industry's supervision rules and regulations. Must follow the internationalization the development, it is necessary to unify our country's national condition, conducts the legal research to the banking supervision, speeds up consummates Our country banking supervision the laws and regulations construction, enables it to be coordinated with the international supervision standard.
Key words: Banking supervision; Supervision question; Supervisory system