Comparative Study on the competitiveness of listed commercial banks
[Abstract] Dominated by the banking industry in China's financial system, the deepening of financial reform directly affects and restricts the development of China's economy. The Chinese government is to meet its financial liberalization commitments after joining the WTO, the banking industry as the "lifeline" of the national economy in China, is facing great opportunities and challenges. In this extremely complicated international and domestic economic situation, to understand and to improve the competitive ability of the bank itself, is the only choice in the development of China's banking industry.
This paper systematically reviewed , describes factors at home and abroad theoretical connotation competitiveness of commercial banks as well as on various aspects . And of 16 commercial banks in the A -share listed as the research object , combined with 2013 listed on annual data of commercial banks , the establishment of evaluation index system competitiveness of listed banks in China , which is indisputable evaluation index system including profitability, liquidity, security , development , market power and the ability to innovate in this six -level indicators and a representative of these six indicators such as net asset growth , cost to income ratio , liquidity ratio , loan ratio , capital adequacy ratio , sixteen secondary indicators such as non-performing loan ratio , by each of the indicators listed banks analyzed more fully understand and analyze the strengths and weaknesses of each bank in terms of impact on their competitiveness , and finally in the article on China's listed banks at the end of each suggestions put forward feasible in terms of defects .
[Key word] Listed commercial banks, competitiveness, evaluation index system
