中小企业财务管理问题的研究探讨

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一、中小企业在财务管理中存在的问题····················································2

（一）企业对财务风险认知淡薄·····························································2

（二）企业对财务控制力比较弱·····························································2

（三）企业对财务工作的不严谨·····························································2

二、对企业财务问题的进一步了解分析····················································2

（一）企业素质和管理能力的影响··························································2

（二）组织结构和人力资源的影响··························································3

（三）企业在会计电算化中的影响··························································3

三、促进中小企业改善财务管理的对策····················································3

（一）企业必须树立正确的财务观念·······················································3

（二）企业要合理规范规划会计秩序·······················································4

（三）企业要加强提高内部管理素质·······················································5

参考文献··························································································6

一、中小企业在财务管理中存在的问题

（一）企业对财务风险认知淡薄

企业的财务管理人员在面对财务风险的客观性认知上有着明显的不足，这一点在现实的工作中都能体现出来，比方说大多数企业的财务管理人员在工作中不够规范，常出现将企业重要的财务信息资料文件随意摆放，这种现象容易导致企业的重要信息泄露而造成企业利益损失；财务人员在财务做账方面也不够合理，时常无票做账，让账面数据经常混乱不合规定，让税务局查到的话，就又将是企业的一大利益损失；而财务人员在资金管理上也甚不严谨，资金进出的流动账不