China's commercial banks of credit support for SMEs
Abstract
With China's rapid economic development, small and medium enterprises to increase employment, social stability and make great contributions, has become an important pillar of our economy.Currently there are benefits of SMEs in China's own instability, lack of transparency of information, poor against risk, market development capability is limited, on the other hand the strength of SMEs is weak, financial systems, and management is not strict, coupled with China's commercial banksSMEs lack the credit institutions, financial products a single, government policies and lack of SMEs in institutional support.Makes the financing of SMEs is a growing problem, has restricted the sustainable development of SMEs.This paper analyzes the causes of financing of SMEs, and to focus on the promotion of China's commercial banks for SME support measures.To improve SME's own operations, management, and credit problems, etc., to speed up the reform of financial institutions, relevant government departments to increase credit support for SMEs, improve the management system of bank credit to SMEs, to better promote small and mediumenterprises to grow.
