Research on the to small and medium-sized enterprise country credit support commercial bank
ABSTRACT
At present, China's small and medium-sized enterprises in the national economic development of the function and position of problem, more and more get all aspects of attention. Due to the small and medium-sized enterprises the records enough completely, financial information low credible, the mortgaged property is insufficient, management risk is big, therefore, in a large enterprises choice, financial institutions are generally not willing to sme financing, financing difficulty phenomenon are rife. Small and medium-sized enterprises in the national economy plays an important role, and to promote national economic development and increasing employment, promote technological progress and made important contributions, all this we must decide to small and medium-sized enterprise give enough attention. In recent years, the country to improve the smes' financing environment has taken many measures, but in practice on look, this problem solved effectively, still do not have become restraints of the development of smes "bottleneck". Only solve smes' financing problems, to small and medium-sized enterprise development potential energy play out, so that in the economic development and social stability to play a bigger role. This paper attempts to from elements-driven financing opportunities, financing scale, financing time limit, financing way, this paper discussed the financing structure, with the smes' financing decision practice plays a certain role in guiding the.
[Keywords] Commercial Banks; Loan Support; Small and medium-sized enterprises
[Paper Types] Application Research