As our entry into WTO, there are many changes on our commercial bank in several ways. In contrast to the past, more commercial banks especially four stated-own commercial banks made a great progress in these five years, and the listing of Bank of China and Industry and Commercial Bank of China attract the attention all over the world. Nowadays, our commercial bank accommodated them in order to adapt the challenge from the world. The article mainly research about the changes to adapt the situation as a member of WTO, concluding extensive data and many instances to explain what they have done with the changes, then analyzed the changes in the sight of macro and micro, explained them in several part, for example, the reform of stock-holding system, internally piloting mechanisms and supervision system, the national treatment of foreign capital bank and the modes of operation. Finally, it makes an analytic expression prospect of our commercial bank. In face of challenges all over the world, our commercial bank should lose no time to accomplish the reform, then “dancing with the wolves”.
[Key words] Modern Commercial Bank, Stork-holding System Reform
Foreign Capital Bank, National Treatment, Corporation Governance