Nowadays, the competition of the international commodity market in the world is more and more drastic. The trade settlement considered as the competed method has become another important means after the commodity price and quality. International factoring develops just based on the need. It is always difficult for the medium-sized and small enterprises in our country to finance. If the medium-sized and small enterprises adopt the International factoring business as the trade settlement, it will be propitious for them to quicken the enterprise financing and up-grade turnover of capital enterprises competitive capacity in the market will be enhance.
This thesis systemically expatiates the development of International factoring in home and abroad. From the point of the importance of International factoring to the medium-sized and small enterprises and their characteristics, it analyzes the feasibility and necessary that the medium-sized and small enterprises apply the International factoring. And based on the states of those, it analyzes the problems and reasons when the medium-sized and small enterprises in our country develop International factoring business. At length, it brings forward referred measures to solve the problems from the government, enterprises and the banks.
【Key words】medium-sized and small enterprise; international factoring; problem and countermeasure