关键词:农村金融问题、农村合作金融组织、民间金融、非政府组织
ABSTRACT
There are three main problems in the Chinese rural financial market.One is the problem of under supply of financial service.Another is problem of the survive of the commercial finance and the cooperated finance in rural area.The last is the problem of the development of the rural non-governmental financial organization.From those problems ,we can see the prospect of the cooperative finance and non-governmental finance in rural area. Based on this, the thinking of the rural's cooperative financial organization lead by NGO is generated.In this paper,we have analysised the main property of the organization together with the form and the availability of the organization.It is lead by the NGO, the most members are the farmers and it is really a joint-stock financial organization. This organization can make up the shortage of the rural finance.Besides,it provides a reasonable form to develop non-government finance.As a new type of the cooperated economic organizations,it plays great roles in the development of the rural finance.