Virtual money that is not the real currency. Virtual money is the network economy under the new currency, a specific business of advance goods, was to solve the problem of online payment mode of ideals. In a virtual reality is there a connection with the virtual money has its practical value. As e-commerce, virtual money in economic activity is playing an increasingly important role. Virtual money to develop, promote the integration of international financial market and substantive economic development, but also makes the central bank in the formulation of monetary policy and financial system by a certain degree of influence. The lack of an effective supervision, social and economic activity was a degree of influence. This article mainly analyses the virtual the nature of currency, the status quo and the effects of, and its current problems presents the corresponding countermeasures.
Key words：internet virtual money exchange,online payment,the financial supervision
the real economy
