With the further development of the market economy in our country, the residents of our country have become more and more frequent in the investment activities and the consumption activities, and in this context, the commercial banks of our country have also made unprecedented development in the individual credit business. The individual credit business of the commercial bank of our country is a newly developed business in the bank's numerous business, so it is not perfect for the individual credit business to manage the commercial bank of our country. Therefore, this paper, taking the Xinping Branch of Hongta Bank of Yunnan as the research object, analyzes the present situation of its credit risk, discusses the cause of its credit risk, and puts forward the related risk control measures, so as to promote the credit of Xinping Sub-branch of Hongta Bank of Yunnan Province. Reduction of risk to promote healthy and sustainable development of its credit business.
Key words: credit risk risk control Xinping branch
