At the five-year National Financial work Conference in July 2017, the future development direction of China's financial industry was clearly defined, and the main tone of preventing and controlling systemic financial risks was also determined. After the 19 th CPC National Congress, a series of policy guidance and supervision suggestions were issued for the future development of China's financial industry. In the financial institutions, especially the commercial banks play a more and more important role in the social and economic development of our country, they have gradually become the core support for the development of the national economy. However, as the main business type of commercial banks, credit business is the main business type of commercial banks. Therefore, this paper studies the credit risk of commercial banks. Long-term, healthy, stable development has important practical significance. In this context, combined with the development of credit business of China Construction Bank, this paper analyzes the current situation and existing problems of credit business of financial institutions in China, and puts forward the corresponding solutions to these credit business problems. In order to provide more reference for domestic financial institutions to carry out credit risk control work.
Key words: China Construction Bank, credit business, credit risk control, Countermeasures
