Abstract
Individual credit system is the credit constructs the link which bears the brunt.Our country economy fast development at the same time, individual credit question is quite prominent: National's credit quality is at the same time low, on the other hand, still was at the start stage to individual credit investment, like the database construction, individual credit grading system construction, the credit legislation and so on, all was concerns individual credit system construction the core question.The database construction should emphatically in the data integrity and prompt, and pays attention to the taboo; Individual grading system should stress on the grading standard consummation and the standard, suitable model overseas experience; But sets up the principle to be supposed to be discrete and to be complete; Simultaneously the cultural reconstruction also should strengthen.
