Abstract
Since factoring business produce, increase turnover, raise risk ensure, economize the cost, streamline formalities, expanding profits for imports and exports trader, can bring the relatively high remuneration for the bank, has gotten extensive application in every country in the world, and has already become one of the main settlement ways. The factoring business is relatively developed on a large scale too in our country, but develops relatively slowly compared with developed country.
This thesis begin to dissertate with the questions which arised in the process of our banks do factoring business: the factoring market is unriply; the risk is controlled incompletely perfectly; the enterprises and banks are not deep enough in understanding of the factoring business, etc. Then give the necessary measures: we should take measures , perfect and protect the factoring market constantly; strengthen and pays attention to control the risk; strengthen the understanding of the factoring business.
Accelerate the development in our country of the factoring business. Use modern financial service tool better , meet international cooperative bank competition and international financial service double challenge of demand that traveling trader increase day by day. Thus promote the further development of the economy of our country.
【Keywords】 Commercial Bank; International Factoring; Problem and Countermeasure