Electronic business contains the mutual transformation among information flow, capital flow and logistics flow. However, network payment as the middle link has become the key issue for both trade parties to perform electronic business, and it is also the bottleneck in the development of electronic business. The appearance of the third-party payment platform provides a solution to the payment issue.
Nowadays, the largest application of the third-party payment in China is in C2C electronic business. In this case, the article mainly analyzes the third-party payment pattern based on C2C electronic business. The article firstly introduces the payment patterns of electronic business, which include payment gateway,on-line bank, mobile payment and third-party payment. Then the article analyzes the third-party payment pattern based on C2C electronic business from three different perspectives, such as the function of the third-party platform, the relation with e-business website and its partners. Finally, the article puts forward some problems about the third-party payment pattern, and provides solutions to them.
[Key Words] The Third-Party Payment; Electronic Business; Payment Platform